FLUSHING FINANCIAL CORPORATION
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Flushing Financial Corporation operates as the holding company for Flushing Savings Bank, FSB (bank), which offers various banking and financial services in the United States. Its deposit products include passbook, money market, demand, and NOW accounts, and certificates of deposit. The bank's loan portfolio consists primarily of mortgage loans secured by multifamily residential, commercial real estate, one-to-four family mixed-use property, and one-to-four family residential property; construction loans; small business administration loans; and consumer loans, including passbook loans and overdraft lines of credit. The bank also offers credit cards to its customers through a third party financial institution. As of December 31, 2004, it operated 10 full-service banking offices, 6 of which were located in Queens County, 2 in Nassau County, 1 in Kings County (Brooklyn), and 1 in New York County (Manhattan), New York. In addition, Flushing Financial invests primarily in U.S. government, mortgage-backed, and corporate securities. The company was organized 1929 and is headquartered in Lake Success, New York.