United Security Bancshares, Inc. operates as the holding company for First United Security Bank, which provides commercial banking services in Alabama and Mississippi. The bank accepts noninterest bearing demand deposits, savings accounts, NOW accounts, and money market demand accounts, as well as time deposits. It offers personal, commercial, financial, and agricultural loans; real estate loans; and installment loans. In addition, the bank offers credit card and safe deposit box services; and reinsures or underwrites credit life and credit accident, and health insurance. The bank invests in U.S. treasury and agency securities; obligations of states, counties, and political subdivisions; mortgage-backed securities; and other securities. As of December 31, 2004, the bank had 18 banking offices in the United States. The company, through its other subsidiary, First Security Courier Corporation, provides certain bank courier services for financial institutions located in southwest Alabama. United Security Bancshares offers its products and services to small and medium-sized businesses, real estate developers, property managers, business executives, professionals, and other individuals. The company is based in Thomasville, Alabama.
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