United Bancorp, Inc., operates as the holding company for The Citizens Savings Bank and The Community Bank, which provide commercial and retail banking services in northeastern, eastern, southeastern, and south central Ohio. The company accepts checking, savings, and demand deposits, as well as term certificate accounts. It also offers commercial loans, commercial real estate loans, residential real estate loans, and installment loans. In addition, United Bancorp provides brokerage services. The company invests in U.S. government and agency obligations, mortgage-backed securities, collateralized mortgage obligations, state and municipal obligations, and other securities. As of September 30, 2005, The Citizens Savings Bank had nine branches located in Bridgeport, Colerain, Dellroy, Dover, Jewett, New Philadelphia, St. Clairsville, Sherrodsville, and Strasburg, Ohio; and The Community Bank had six offices located in Amesville, Glouster, Lancaster, and Nelsonville, Ohio. The company was founded in 1974 and is headquartered in Martins Ferry, Ohio.
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