Tower Financial Corporation operates as the holding company of Tower Bank & Trust Company. The bank provides various commercial and consumer banking services primarily in metropolitan area of Fort Wayne, Indiana. It offers various deposit products, including checking, savings, money market accounts, certificates of deposit, and direct deposit services. The bank's lending activities include secured and unsecured commercial business loans for general operating purposes, acquisition of fixed assets, lines of credit collateralized by inventory, and accounts receivable, as well as originates both fixed and variable rate long-term residential mortgage loans and sells them in the secondary market. In addition, the bank makes personal loans and lines of credit available to consumers for various purposes, such as the purchase of automobiles, boats, and other recreational vehicles, and the making of home improvements and personal investments, as well as offers investment management and trust services, including personal trust services, estate planning, and money management services. The bank offers its services to the individuals, businesses, associations, financial institutions, and government entities. The bank operates five full-service banking centers in Fort Wayne and one business development office in Angola, Indiana. Tower Financial was incorporated in 1998 and is headquartered in Fort Wayne, Indiana.
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