QCR Holdings, Inc. operates as the holding company for Quad City Bank & Trust, Cedar Rapids Bank & Trust, and Rockford Bank & Trust, which provide commercial and consumer banking services in Quad City, Cedar Rapids, and Rockford communities. The company accepts noninterest bearing demand deposits and interest bearing deposits, money market accounts, and certificates of deposit. It also offers commercial loans, including loans to wholesalers, manufacturers, building contractors, developers, business services companies, and retailers; business loans, such as lines of credit for working capital and operational purposes, as well as term loans for the acquisition of facilities, equipment, and other purposes; and consumer loans, including motor vehicle loans, home improvement loans, home equity loans, signature loans, and small personal credit lines. In addition, QCR Holdings provides trust preferred capital securities, merchant and cardholder credit card processing services, and trust and asset management services. The company provides its services to corporations, partnerships, individuals, and government agencies. It invests in U.S. treasury securities, U.S. agency securities, mortgage-backed securities, municipal securities, corporate securities, and trust preferred securities. QCR Holdings was formed in 1993 and is headquartered in Moline, Illinois.
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