Nelnet, Inc. operates as an education finance company in the United States. It offers financial services and technology-based products. The company operates in three segments: Asset Management, Student Loan and Guarantee Servicing, and Servicing Software. The Asset Management segment's activities include student loan marketing, originations, acquisition, and portfolio management services. The company owns a portfolio of student loan assets through a series of education lending subsidiaries. It obtains loans through direct origination or through acquisition of loans. This segment also provides marketing, sales, managerial, and administrative support related to its asset generation activities. The Student Loan and Guarantee Servicing segment's activities include loan origination activities, application processing, borrower updates, payment processing, due diligence procedures, and claim processing. The company also provides servicing support to guaranty agencies, which includes system software, hardware and telecommunication support, borrower and loan updates, default aversion tracking services, claim processing services, and post-default collection services. The Servicing Software segment provides customized software solutions for the administration and management of the student loan process, collection services for educational debt, and customer-focused electronic transaction processing, and account and bill presentment. Nelnet is headquartered in Lincoln, Nebraska.
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