MidSouth Bancorp, Inc., through its subsidiaries, MidSouth Bank, N.A. and Lamar Bank, provides various commercial and retail community banking services primarily to professional, commercial, and industrial customers. The company's services include checking accounts, investment accounts, cash management services, electronic banking services, credit card, and secured and unsecured loan products. It also provides loan services, such as commercial, financial, and agricultural loans; real estate mortgage loans; installment loans; and lease financing. The company's investment portfolio includes municipal securities and government agency securities, mortgage-backed securities, collateralized mortgage obligations, corporate securities, and mutual funds. As of July 26, 2005, the MidSouth franchise consisted of 24 banking offices and 2 loan production offices in south Louisiana and southwest Texas. The company is headquartered in Lafayette, Louisiana.
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