Moody's Corporation provides credit ratings, and research and analysis covering debt instruments and securities in the capital markets worldwide, as well as credit assessment services, credit training services, and credit process software to banks and other financial institutions. It operates in two segments, Moody's Investors Service and Moody's KMV. Moody's Investors Service segment publishes rating opinions on various credit obligations issued in domestic and international markets, including various corporate and governmental obligations, structured finance securities, and commercial paper programs, as well as rating opinions on issuers of credit obligations. It also publishes investor-oriented credit research, including research on issuers, industry studies, special comments, and credit opinion handbooks. The company also provides research services, data, and analytic tools to institutional investors, and other credit and capital markets professionals. Moody's KMV segment develops and distributes credit assessment products and services for banks and investors in credit-sensitive assets, credit training services, and credit process software. The company maintains offices in 19 countries. Its customers include various corporate and governmental issuers of securities, as well as institutional investors, depositors, creditors, investment banks, commercial banks, and other financial intermediaries. Moody's Corporation was founded in 1900 and is headquartered in New York City.
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