MetroCorp Bancshares, Inc. operates as the holding company for MetroBank, National Association (bank). The bank offers commercial banking services to small and medium sized businesses and consumers in the state of Texas. It provides a range of deposit products and services, such as checking and savings accounts, money market accounts, time deposits, automated teller machine cards, debit cards, and online banking. The bank's lending products include residential mortgage loans, residential construction loans, automobile loans, lines of credit, and other personal loans, as well as commercial mortgage loans, construction loans, residential mortgage brokerage and lending, trade finance, and commercial and industrial loans. As of June 30, 2005, MetroCorp operated 13 branches in Houston and Dallas, Texas. The company was founded by Don J. Wang in 1987 and is headquartered in Houston, Texas.
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