LSB Corporation operates as the holding company for Lawrence Savings Bank, which provides various banking services in Merrimack Valley in Massachusetts and southern New Hampshire. The bank accepts deposit accounts, including savings, checking, money market, certificates of deposit, and individual retirement accounts. It also offers commercial real estate loans secured by commercial facilities and small businesses; commercial business loans, such as small business administration loans; construction loans, including loans for land development, construction of residential homes, and construction of commercial facilities; residential mortgage loans secured by one- to-four family primary residential properties; home equity loans; and consumer loans, such as overdraft lines of credit, collateral loans, and secured and unsecured personal loans. The bank invests in U.S. treasury obligations, federal agency obligations, mortgage-backed securities, asset-backed securities, corporate obligations, mutual funds, and equity securities. As of September 30, 2005, the bank had six banking offices in Andover, Lawrence, Methuen, and North Andover, Massachusetts, as well as in Salem, New Hampshire. The company was founded in 1868 and is based in North Andover, Massachusetts.
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