Farmers Capital Bank Corporation, through its subsidiaries, provides various bank and bank-related services to individuals, corporations, and others in Kentucky. It accepts savings, time, and demand deposits, as well as originates commercial, construction, mortgage, and personal loans and lines of credit. The company also provides cash management and funds transfer services; issues letters of credit; and rents safe deposit boxes. It acts as an agent in providing credit card loans; as a trustee of personal trusts and employee benefit trusts; as an executor of estates; and as a registrar, transfer agent, and paying agent for bond issues. As of December 31, 2004, the company had 27 banking locations in 16 communities throughout central Kentucky. First Capital Bank was organized in 1850 and is based in Frankfort, Kentucky.
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