FFD Financial Corporation operates as a holding company for First Federal Community Bank that provides general banking services in north central Ohio. The bank involves in generating deposits from individual and business customers and originating loans to individuals and businesses primarily in Tuscarawas and contiguous counties in Ohio. Its deposit products include checking, savings, money market, individual retirement accounts, and certificates of deposit. The bank originates residential and home equity loans, construction loans, real estate loans secured by one- to four-family residential properties, nonresidential real estate loans, business loans, and consumer loans. It primarily invests in U.S. Government agency obligations, interest bearing deposits in other financial institutions, and mortgage-backed securities. As of June 30, 2005, the bank operated two branches in Dover, Ohio; one branch in New Philadelphia, Ohio; and two loan production offices in Coshocton and Sugarcreek, Ohio. First Federal was incorporated in 1898 and is based in Dover, Ohio.
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