First Defiance Financial Corp. operates as the holding company for the First Federal Bank of the Midwest, which provides community banking services. It accepts checking accounts, money market accounts, regular savings accounts, and term certificate accounts. The bank also offers residential real estate loans, nonresidential real estate loans, commercial loans, home improvement and home equity loans, and consumer loans. In addition, it invests in the United States Treasury and federal government agency obligations; obligations of the State of Ohio and its political subdivisions; and mortgage-backed securities, which are issued by federal agencies, including REMICs and CMOs and corporate bonds. As of June 30, 2005, the bank operated through its main office and 19 full service branch offices and 25 ATM machines. The company through its subsidiary, First Insurance & Investments, offers property and casualty, group health, and life insurance, and investment and annuity products. The company was founded in 1935 and is headquartered in Defiance, Ohio.
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