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| Columbia Bancorp operates as the holding company for Columbia River Bank that offers various financial products and services. The company operates Community Banking and Mortgage Banking segments. Community Banking segment offers a range of deposit products, including noninterest bearing and interest bearing demand accounts, savings accounts, money market accounts, and certificates of deposit; loan products, such as secured and unsecured personal loans, home equity loans, personal lines of credit, and various installment loans; and other financial services comprising stocks, mutual funds, traditional and individual retirement accounts, self-employed pension accounts, tax-sheltered annuities, life insurance, and health insurance. This segment also offers Internet banking, telephone banking, and automated teller machine services. Mortgage Banking segment provides loans for single-family owner occupied homes, construction to permanent financing packages, reverse mortgages, and mortgages for vacation and rental homes. As of July 27, 2005, the company operated 20 branch facilities in Oregon. Columbia Bancorp is based in the Dalles, Oregon. |
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