Bank of South Carolina Corporation operates as the holding company for The Bank of South Carolina, which provides commercial banking services to individuals, governmental authorities, and small and medium sized businesses in Charleston, Dorchester, and Berkeley in South Carolina. The bank accepts noninterest bearing and interest bearing demand deposits, checking accounts, money market accounts, certificates of deposits, time deposits, savings deposits, and retirement accounts. It also provides commercial loans, including loans for working capital, business expansion, and purchase of machinery and equipment; commercial real estate loans; residential mortgage loans; consumer loans; and personal loans, including loans for automobiles, home improvements, education, lot acquisition, construction, home equity, and personal investments. In addition, the bank offers credit cards, including MasterCard and Visa; personal checking account-related lines of credit; safe deposit boxes; letters of credit; travelers' checks; direct deposit of payroll; Check Cards; and Internet banking services. Its investment portfolio comprises U.S. treasury bills, other U.S. treasury obligations, federal agency securities, and municipal securities. Bank of South Carolina Corporation was founded in 1986 and is based in Charleston, South Carolina.
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