American River Bankshares operates as the holding company for American River Bank that provides commercial banking services in California. The bank engages in generating deposits and originating loans. Its deposit products include savings, time, and demand deposits, as well as money market deposit accounts and certificates of deposit. The bank's loan portfolio comprises commercial, real estate, agriculture, and consumer loans. It primarily invests in the obligations of the U.S. treasury and agency securities, state and political subdivisions, and government sponsored mortgage-backed securities. The bank principally serves Sacramento, Placer, Yolo, El Dorado, Sonoma, Napa, Marin, Mendocino, and Amador counties in California. As of June 30, 2005, it operated eight full service bank offices. The company was founded in 1983 and is headquartered in Sacramento, California.
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